Core Insights - The core viewpoint of the article highlights the growth and structural optimization of the banking wealth management market in China as of mid-2025, driven by changes in deposit rates and valuation adjustments [1] Group 1: Market Size and Growth - As of June 30, 2025, the total scale of the banking wealth management market reached 30.67 trillion yuan, representing a growth of 2.38% compared to the end of the previous year and a year-on-year increase of 7.53% [1] Group 2: Investment Returns - In the first half of 2025, the average annualized yield of wealth management products was 2.12%, generating a total return of 389.6 billion yuan for investors, which is a 14.18% increase compared to the same period last year [1] Group 3: Market Dynamics - The banking wealth management market has experienced expansion in scale and optimization in structure due to the dual impact of declining deposit rates and valuation adjustments since the beginning of 2025 [1]
存续规模超30万亿元 银行理财市场收益整体稳健
Xin Lang Cai Jing·2025-07-31 01:54