Xin Hua Wang·2025-07-31 02:04Core Viewpoint - The Ministry of Agriculture and Rural Affairs is enhancing financial policy support to promote the integrated development of rural tourism and agricultural consumption, with a focus on supporting farmers and new agricultural entrepreneurs through collaboration with Postal Savings Bank of China [1] Group 1: Financial Support Initiatives - Postal Savings Bank will invest 100 billion yuan in loans from 2025 to 2027 to support key rural tourism and leisure agriculture areas, aiming to enhance financial services for the sector [1] - The bank will implement a "one location, one policy" approach to tailor financial solutions based on local industry characteristics and conditions, facilitating the development of cultural tourism loans [2] Group 2: Loan Flexibility and Risk Mitigation - The bank will offer flexible loan terms, credit limits, and repayment methods to meet the diverse funding needs of farmers and businesses, including "more income, more loans" options [2] - Measures such as risk compensation and guarantee deposits will be introduced to alleviate financing difficulties for rural leisure industry operators, along with policies to ease repayment pressures for those facing temporary operational challenges [2] Group 3: Implementation and Coordination - Postal Savings Bank will establish a coordination mechanism with local agricultural departments to effectively meet customer needs and innovate financial products [3] - The bank aims to leverage its funding, network, and comprehensive operational advantages to support the high-quality development of leisure agriculture and contribute to the rural revitalization strategy [3]