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董事长将到龄、行长王锡真拟任新职 后续甘肃银行业绩何时逆转?

Group 1 - The core point of the news is the potential leadership change at Gansu Bank, with current president Wang Xizhen likely to be appointed as the party secretary and chairman of the provincial enterprise, which raises questions about the future leadership structure of the bank [1][5][6] - Gansu Bank, a city commercial bank directly managed by the Gansu provincial government, was established in October 2011 and became the first listed city commercial bank in Northwest China in January 2018 [3][4] - Wang Xizhen has been serving as the president of Gansu Bank for nearly three years and has a long career in the banking sector, primarily with the local branch of China Construction Bank [3][4][5] Group 2 - Gansu Bank's financial performance has faced challenges, with total assets reaching 414.708 billion yuan at the end of 2024, a year-on-year growth of 6.72%, while operating income decreased by 14.09% to 3.934 billion yuan, and net profit attributable to shareholders fell by 9.77% to 582 million yuan [6][8][10] - The bank's net profit has shown a declining trend since peaking at 3.435 billion yuan in 2018, with a significant drop to 509 million yuan in 2019, and only recovering slightly to 582 million yuan by 2024 [6][8][9] - Compared to its peers, Gansu Bank's operating efficiency is lacking, as evidenced by its operating income and net profit being significantly lower than those of Lanzhou Bank and Xi'an Bank, which have similar total asset scales [10]