强动力 促发展 恒丰银行全周期金融服务助燃科技“星火”

Core Viewpoint - Technological innovation is becoming the core engine driving high-quality development in Shandong Province, with Hengfeng Bank's Jinan branch focusing on the financial needs of technology enterprises throughout their lifecycle [1][2]. Group 1: Financial Innovation and Services - Hengfeng Bank is actively exploring effective paths for deep integration of financial and technological innovation, supporting the construction of a strong manufacturing province [2]. - The Jinan branch has established a mixed team to provide comprehensive services combining financing and intelligence, introducing products like "Kechuang Loan" that utilize intellectual property pledges and government risk compensation [2][3]. - The bank has upgraded its digital financial services, integrating IoT and big data technologies into its risk control systems, allowing technology companies to secure financing based on technology transaction data rather than traditional collateral [2][3]. Group 2: Customized Financial Solutions - Hengfeng Bank has opened a "green channel" for financing "hardcore" innovations, providing timely financial support to high-precision machinery manufacturers, which has alleviated their funding pressures and increased production capacity by 30% [4]. - The bank's customized financial services have effectively addressed the urgent funding needs of a pharmaceutical company, providing 300 million yuan to support their operations and future expansion plans [5]. - A "no repayment renewal loan" scheme has been implemented to assist a specialized oil technology company in overcoming short-term cash flow challenges, ensuring seamless transitions between old and new loans [6][7]. Group 3: Commitment to Technological Financial Development - Hengfeng Bank is committed to enhancing its responsibility in developing technology finance, offering customized credit products and personalized "financing + intelligence" services to support enterprise growth [7][8].