Core Viewpoint - Gansu Bank focuses on serving local economies, rural development, small and medium enterprises, and urban residents, emphasizing inclusive finance practices to support high-quality development [1] Group 1: Financing Solutions for Small Enterprises - Gansu Bank addresses the financing challenges faced by small and micro enterprises by accelerating its digital transformation and offering innovative products and efficient services [2] - The bank has provided over 9 billion yuan in credit support to 34,000 small micro clients, with an average new loan interest rate decreasing by 33 basis points since the beginning of the year [2] - Gansu Bank has introduced a "merchant loan" product to support individual businesses, allowing for online applications and disbursement within 30 minutes [2] Group 2: Rural Economic Activation - Gansu Bank aims to activate county economies by integrating credit policies with local industry policies, promoting a "thousand billion agricultural project" blueprint [4] - The bank has launched exclusive products like "Huinong Quick Loan" to fill gaps in online agricultural credit offerings and enhance financial services for county economies [4] - The establishment of inclusive finance departments in 19 primary branches supports the bank's commitment to rural revitalization and inclusive finance [4] Group 3: Social Responsibility and Support - Gansu Bank provides financial assistance to vulnerable groups, including low-income individuals, the elderly, and disabled persons, ensuring financial services reach underserved areas [5] - The bank has implemented a pricing strategy to reduce interest rates on existing high-rate products, benefiting over 13,602 enterprises and individuals with interest reductions totaling 26.238 million yuan [5] - In 2024, Gansu Bank applied for 4.539 billion yuan in low-cost funds to support over 1,600 small enterprises, contributing to job stability and production expansion [6]
甘肃银行：以金融之笔“普”写陇原惠民新答卷