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再添一员!“贵州农商联合银行”落地进入倒计时,贵州金控等或将入股
Xin Lang Cai Jing·2025-07-31 10:51

Core Viewpoint - The establishment of Guizhou Rural Commercial Bank is a significant step in the ongoing reform of rural credit cooperatives in China, with the aim of enhancing local financial institutions and improving their operational efficiency [1][2][5]. Group 1: Establishment of Guizhou Rural Commercial Bank - Guizhou Rural Commercial Bank is set to be established based on the Guizhou Provincial Credit Union, with all business, assets, and liabilities being transferred to the new entity upon its formation, pending regulatory approval [1][2]. - The decision to form the bank was made during a member meeting of the Guizhou Provincial Credit Union, which also authorized a working group to oversee the establishment process [2][5]. Group 2: Acceleration of Rural Credit Cooperative Reforms - As of now, six provinces in China have established provincial-level rural commercial banks, including Zhejiang, Shanxi, Sichuan, Guangxi, Jiangsu, and Jiangxi, while four provinces have set up provincial-level rural commercial banks [1][8]. - The Guizhou provincial government has included the acceleration of rural credit cooperative reforms in its work reports for multiple years, indicating a strong commitment to this initiative [2][4]. Group 3: Support from Local Financial Institutions - Guizhou Financial Holdings Group has engaged in discussions with the Guizhou Provincial Credit Union regarding potential investments and support for the reform process [5]. - The Guizhou Provincial Credit Union is actively seeking partnerships with local state-owned enterprises to facilitate the reform and enhance its capital structure [5][6]. Group 4: Broader Context of Rural Financial Reforms - The ongoing reforms are part of a larger trend across China, with various provinces moving towards establishing unified legal entities for rural commercial banks to streamline operations and improve governance [10][11]. - The reform models being adopted vary, with some provinces opting for a unified legal entity model while others maintain a cooperative structure, reflecting the diverse needs and conditions of different regions [11].