白宫重磅发布!关于加密货币、稳定币,明确提出"美国领先"……

Core Insights - The U.S. government has released a significant policy document aimed at establishing leadership in the digital financial technology sector, particularly focusing on digital assets [1][2] - The report compares cryptocurrencies to transformative inventions like railroads and the internet, advocating for a supportive innovation mindset towards digital assets [2] Policy Framework - The report outlines five key policy pillars addressing market structure, banking participation, payment systems, anti-illegal finance, and tax regulations [3] - It recommends a unified, technology-neutral regulatory framework for digital assets, granting the Commodity Futures Trading Commission (CFTC) oversight of non-securities digital asset markets [3] Banking and Payment Systems - The report opposes previous policies that restricted banking services to cryptocurrency firms, advocating for fair treatment of these businesses [4] - It emphasizes the promotion of U.S. dollar-denominated stablecoins as a tool for maintaining dollar dominance in the digital age [4] Technological Innovation - The report encourages ongoing innovation in open blockchain networks and developer communities, while opposing the issuance of central bank digital currencies (CBDCs) due to potential privacy and market intervention concerns [4] Market Dynamics - U.S. venture capital investment in blockchain and crypto startups reached $4.8 billion in Q1 2025, a 70% increase year-over-year, indicating strong market confidence [5] - The report highlights the intention to support the global expansion of U.S. dollar stablecoins, aiming to enhance the U.S. financial system's role in international monetary affairs [5] Global Context - The rise of dollar-pegged stablecoins has raised concerns in Europe about potential "dollarization" and its impact on the European Central Bank's monetary policy [6] - The International Bank for Settlements has criticized stablecoins for their lack of central bank backing and insufficient measures against illegal use [6]