首单获批的数据资产ABS发行 华鑫证券落笔“数字金融”大文章

Core Insights - The first approved data asset ABS, "Huaxin-Xinxin-Data Asset Phase 1 Asset-Backed Special Plan," was successfully issued on July 31, with a scale of 133.7 million yuan and a priority interest rate of 2.0% [1][2] - This innovative product marks a significant milestone in the financial market, reflecting high recognition of data as a new asset class and facilitating the transformation of data elements into capital [2][4] Group 1: Project Overview - The project is managed by Huaxin Securities and involves nine underlying enterprises from Jiangsu, Zhejiang, Shaanxi, and Jiangxi provinces, including both listed companies and private enterprises with strong qualifications and stable debt repayment capabilities [2][3] - The industries represented by the underlying enterprises include construction, wholesale and retail, and information technology services, with diverse data asset types such as vehicle travel data and agricultural production data [3] Group 2: Policy Context and Future Implications - The issuance of the data asset ABS coincides with a period of intensive policy releases regarding data elements, indicating strong governmental support for the development of the data industry [4] - The successful issuance is expected to drive the establishment of a unified national data element market, with the potential to unlock a trillion-level data asset market, thereby injecting sustainable momentum into China's high-quality economic development [5]