@车主注意！警惕“交通安全统筹”陷阱

Core Viewpoint - The article highlights the misleading practices surrounding "Traffic Safety Coordination," which is being misrepresented as commercial vehicle insurance, leading to consumer confusion and potential financial loss [1][2]. Group 1: Misleading Practices - Some companies use names similar to legitimate insurance firms to confuse consumers and promote "Traffic Safety Coordination" as if it were a legitimate insurance product [1][2]. - Sales tactics include low pricing and gifts to entice vehicle owners into purchasing these products, making it difficult for consumers to recognize the risks involved [1][3]. Group 2: Regulatory Response - A joint notice was issued by five government departments to regulate "Traffic Safety Coordination," clarifying that it is a non-profit mutual aid behavior aimed at enhancing risk resilience for transportation enterprises [2]. - The notice prohibits any organization from offering "Traffic Safety Coordination" to unspecified vehicles and restricts the use of related terms in business names [2]. Group 3: Consumer Guidance - Consumers are advised to verify their vehicle insurance policies with legitimate insurance companies and can use the "Jinshitong" app to check the validity of their insurance [1][4]. - The article emphasizes that "Traffic Safety Coordination" lacks the regulatory oversight typical of licensed insurance providers, posing significant risks to consumers [4].