购买首套住房140㎡及以下契税执行1%

Core Viewpoint - Yantai City is implementing a series of policy measures to stimulate the real estate market, focusing on land supply, project development, financial support, and housing subsidies to enhance market vitality and promote stable development [1][2] Group 1: Policy Measures - The policy measures include 25 specific actions across eight areas: land supply, project development, increasing floor area ratio and usable area, financial support, housing subsidies, revitalizing existing stock, market regulation, and administrative services [1] - Optimizations in floor area ratio calculations will enhance usable space, with balconies less than or equal to 2 meters deep counted at 50% for area calculations [1] - Financial support includes a reduction in the down payment ratio for second homes to 20% and a decrease in the interest rate for first-time home loans over five years to 2.6% [1] Group 2: Housing Subsidies - Tax reductions for first-time homebuyers include a 1% deed tax for homes 140 square meters or less, and a 1.5% tax for larger homes [2] - Talent housing subsidies provide various benefits, including free accommodation for job-seeking graduates and significant housing purchase subsidies for qualified individuals, with a maximum of 260,000 yuan for PhD holders [2] - Special support for multi-child families includes housing vouchers worth 10,000 yuan each, with additional incentives for families with more children [2] Group 3: Market Activation - The "sell old to buy new" initiative offers a subsidy of 0.3% of the new home's total price, with a maximum of 10,000 yuan [2] - The city plans to acquire 1,500 units of existing and second-hand homes to be used as affordable and long-term rental housing, aiming to activate the housing exchange chain [2]