泰兴农商银行:双挂钩贷款助力企业绿色转型

Group 1 - The core viewpoint of the news is that Taixing Rural Commercial Bank has successfully issued the first dual-linked loan of 5 million yuan in the city, which is tied to "carbon reduction" and "energy efficiency improvement," providing financial support for green development and achieving both social and economic benefits [1][2] - The loan interest rate is reduced by 28 basis points compared to conventional levels, which translates into a cost advantage for the borrowing company, a high-tech enterprise specializing in energy-saving products [1][2] - The borrowing company has a strong development momentum, with projected main business revenue exceeding 200 million yuan in 2024, and it has been recognized as a technology-based small and medium-sized enterprise and a high-tech enterprise [1] Group 2 - In recent years, Taixing Rural Commercial Bank has actively explored green financial service models in the context of the national "dual carbon" strategy, establishing a quantitative evaluation system for enterprises' energy consumption and carbon emissions [2] - The bank provides differentiated credit support based on the dual indicators of "carbon reduction" and "energy efficiency improvement," allowing enterprises with higher efficiency and more significant carbon reduction effects to receive better loan terms [2] - The bank plans to continue innovating green financial products and services, aiming to upgrade green finance from "single product supply" to "full ecological empowerment," thereby enhancing the local economy's high-quality development [2]