债市或“震中带韧”，民生加银鑫享债券以专业管理穿越波动

Group 1 - The bond market has experienced adjustments this year due to improved risk appetite and marginally better fundamental expectations, with central bank signals indicating continued support for the bond market [1] - Many institutions hold a positive outlook for the bond market, suggesting that the market may exhibit characteristics of "resilience amid shocks" due to various factors such as declining interest rates and ongoing economic recovery challenges [1] - Bond funds are increasingly favored by investors for asset allocation, as they can complement equity assets and reduce overall portfolio volatility during stock market fluctuations [1] Group 2 - Bond funds have shown impressive performance in terms of returns, with core income derived from bond coupons remaining relatively stable despite short-term market fluctuations [2] - As of July 30 this year, the total index of bond funds has increased by 40.11% over the past decade, significantly outperforming the 5.62% increase of the CSI 300 index during the same period [2] - The Minsheng Jianyin Xinxiang Bond Fund, managed by Xie Zhihua, has demonstrated outstanding performance, with net value growth rates of 19.23% and 18.30% over the past three years and one year, respectively, surpassing their performance benchmarks [2]