巨亏之后,中荷人寿变更了会计准则
Feng Huang Wang Cai Jing·2025-08-01 07:15

Core Insights - Zhonghe Life's core solvency ratio increased by 19.93 percentage points to 197.4% in Q2, but is projected to decline to 189.32% in the next quarter [1] - The comprehensive solvency ratio rose by 23.69 percentage points to 256.94%, with a forecasted decrease to 250.83% for the next quarter [1] Financial Data Summary - Recognized assets at the end of the quarter amounted to 84,704.79 million, up from 74,935.22 million in the previous quarter, with a forecast of 88,168.56 million for the next quarter [2] - Recognized liabilities increased to 75,300.20 million from 66,737.94 million, with a forecast of 78,859.03 million [2] - Actual capital rose to 9,404.60 million from 8,197.28 million, with a forecast of 9,309.53 million [2] - Core Tier 1 capital increased to 7,112.27 million from 6,120.82 million, with a forecast of 6,909.08 million [2] - Net profit for Q2 was 24.68 million, while the total net profit for the first half of the year reached 277.00 million, despite a Q1 loss of 15.30 million [2][4] Accounting Changes - The significant fluctuations in financial data may be attributed to the adoption of new accounting standards, as indicated by the company [5] - Experts suggest that the drastic changes in financial figures are likely due to the new accounting standards, as the variations are too large to be explained under the same accounting framework [6] Policy and Management - The comprehensive surrender rate remained stable at 0.38%, but the total surrender amount exceeded 240 million, with the highest amounts coming from three specific products [6][7] - The current chairman, Wang Jian, remains in position despite earlier reports of a potential successor from Beijing Bank [8]