Zhong Guo Jin Rong Xin Xi Wang·2025-08-01 08:48Group 1 - The core viewpoint of the news is that China Industrial and Commercial Bank (ICBC) Baise Branch has successfully provided a loan of 10 million yuan to a local manufacturing technology company, utilizing the company's core patent as collateral, thereby creating a new financing path for technology-based SMEs with low cost and high efficiency [1][2] - The technology company specializes in the production and sales of aluminum alloy rods, wires and cables, and power equipment, and has applied for a patent for its radiation-resistant cables containing nanomaterials [1] - The financing solution proposed by ICBC Baise Branch addressed the company's lack of effective fixed asset collateral by leveraging patent rights, increasing the loan amount from 3 million yuan under a pure credit model to 10 million yuan [1] Group 2 - ICBC Baise Branch has increased its investment in inclusive loans for the science and technology industry, promoting regional specialty products like "Science and Technology e-loan" and "Industrial e-loan" to activate the economic value of intellectual property [2] - As of June 30, 2025, the loan balance for "specialized, refined, characteristic, and innovative" SMEs at ICBC Baise Branch reached 130 million yuan, an increase of 36 million yuan from the beginning of the year, representing a growth rate of 37.52% [2] - The bank plans to expand the coverage of patent pledge financing, focusing on supporting leading industries in Baise such as new energy and new materials, thereby injecting financial strength into the construction of a modern industrial system in the region [2]