

Core Viewpoint - Everbright Bank aims to enhance sustainable development capabilities through cost reduction, quality improvement, and efficiency enhancement, alongside increasing credit investment and project reserves [1] Group 1: Management Changes - Yao Hongyu, General Manager of the Transaction Banking Department and International Business Department, is proposed to be appointed as Vice President of Everbright Hong Kong [1] - Liu Yanhua, Deputy General Manager of the Human Resources Department, is proposed to be appointed as a committee member and Deputy General Manager of Everbright Cloud Payment Company [2] - Zhang Jianing, Deputy General Manager of Retail and Wealth Management Department, is appointed as Deputy General Manager of Digital Finance/Cloud Life Division [2] - Shi Li, Deputy General Manager of the Financial Technology Department, is proposed to be appointed as Deputy General Manager of the Credit Card Center [3] Group 2: Business Performance and Strategy - Everbright Bank plans to increase loans to technology enterprises by over 20%, green finance loans by over 15%, and inclusive finance loans by over 10% by the end of 2024 [4] - The bank aims to boost housing loans, personal consumption loans, and personal business loans to meet residents' housing needs [4] - In Q1, Everbright Bank reported operating income of 33.09 billion yuan, a year-on-year decrease of 4.1%, with intermediary business income of 5.68 billion yuan, showing a year-on-year increase of 3.3% [4] - For 2025, the bank plans to continue promoting high-quality development and enhancing profitability despite external challenges [4]