CACC's Q2 Earnings Lag on High Costs, Finance Charges Provide Support

Key Takeaways CACC reported Q2 adjusted EPS of $8.56, missing estimates and down 18.6% year over year.Higher finance charges and robust loan receivable balance supported revenue growth of 8.5% to $583.8 million.Operating expenses rose 25% to $155.5 million, weighing heavily on quarterly performance.Credit Acceptance Corporation’s (CACC)  second-quarter 2025 adjusted earnings per share of $8.56 lagged the Zacks Consensus Estimate of $9.84. Also, the bottom line declined 18.6% year over year.Results were hurt ...