国家金融监管总局：支持小微企业融资协调工作机制持续发力

Core Insights - The financing coordination mechanism for small and micro enterprises (SMEs) has successfully engaged over 90 million SMEs, with banks providing new credit of 23.6 trillion yuan and new loans amounting to 17.8 trillion yuan, of which 32.8% are credit loans [1][2] Group 1: Financing Mechanism - The financing coordination mechanism was initiated in October 2024, led by the Financial Regulatory Bureau and the National Development and Reform Commission, with participation from various departments and banking institutions [1] - Local governments have established corresponding work mechanisms to conduct extensive outreach activities, termed "thousand enterprises, ten thousand households" visits [1] Group 2: Standards and Focus Areas - The mechanism operates under five standards: compliance with ongoing operations, fixed business locations, genuine financing needs, good credit status, and lawful loan purposes [1] - The initiative emphasizes not only the coverage of visits but also focuses on key sectors such as foreign trade, private enterprises, technology, and consumption for targeted support [1] Group 3: Challenges and Support - The mechanism addresses both financing issues and operational challenges faced by SMEs, implementing various supportive measures to boost their confidence and improve the business environment [1][2] - Future plans include deepening the financing coordination mechanism to efficiently assess financing needs and enhance financial service levels for SMEs [2]