Core Viewpoint - Huishang Bank (03698) reported a positive performance for the six months ending June 30, 2025, with significant growth in total assets, operating income, and net profit, indicating a strong financial position and improved asset quality [1] Financial Performance - Total assets reached approximately RMB 2.25 trillion, representing a growth of about 11.8% compared to the beginning of the year [1] - Operating income was approximately RMB 21.1 billion, showing a year-on-year increase of about 2.2% [1] - Net profit amounted to approximately RMB 9.3 billion, reflecting a year-on-year growth of about 3.8% [1] Asset Quality - The bank's asset quality continues to improve, with a non-performing loan (NPL) ratio of approximately 0.98% [1] - The NPL coverage ratio increased to approximately 289%, up about 3 percentage points from the end of the previous year [1] Strategic Initiatives - The bank attributes its positive mid-year performance to its commitment to serving the real economy and increasing credit investment in key areas [1] - There is a focus on balanced business development and continuous optimization of asset structure and liability management [1] - The bank has implemented various measures to enhance the disposal of non-performing assets, achieving satisfactory results [1]
徽商银行(03698)发盈喜 预计中期净利润约93亿元 同比增长约3.8%