Here's What Key Metrics Tell Us About CNH (CNH) Q2 Earnings

Core Insights - CNH Industrial reported revenue of $4.71 billion for the quarter ended June 2025, a decrease of 14.2% year-over-year, with EPS at $0.17 compared to $0.38 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $4.53 billion by 4.11%, and the EPS also surpassed the consensus estimate of $0.16 by 6.25% [1] Revenue Breakdown - Net Sales were reported at $4.02 billion, exceeding the average estimate of $3.87 billion by analysts, but reflecting a year-over-year decline of 16.3% [4] - Total Industrial Activities in Agriculture generated $3.25 billion, surpassing the $2.97 billion estimate, but down 17% year-over-year [4] - Total Industrial Activities in Construction reported $773 million, slightly below the $783.84 million estimate, marking a 13.2% decrease year-over-year [4] - Finance, interest, and other income reached $690 million, exceeding the $661.32 million estimate, with a year-over-year increase of 0.7% [4] - Financial Services revenue was $685 million, slightly above the $659.73 million estimate, but down 0.3% year-over-year [4] - Total Industrial Activities revenue was $4.06 billion, exceeding the $3.87 billion estimate, but down 16% year-over-year [4] - Eliminations reported a revenue of $-34 million, compared to the $0.47 million estimate, reflecting a year-over-year change of 9.7% [4] Adjusted EBIT Performance - Adjusted EBIT for Industrial Activities in Agriculture was $263 million, surpassing the average estimate of $219.6 million [4] - Adjusted EBIT for Industrial Activities in Construction was $35 million, exceeding the average estimate of $26.18 million [4] - Adjusted EBIT for Unallocated items, eliminations, and other was reported at $-74 million, compared to the average estimate of $-60.92 million [4] - Total Industrial Activities Adjusted EBIT was $224 million, above the average estimate of $197.61 million [4] Stock Performance - CNH shares have returned -5.3% over the past month, contrasting with the Zacks S&P 500 composite's +2.3% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]