Essent .(US:ESNT) ZACKSยท2025-08-01 15:01Company Overview - Essent Group (ESNT) is expected to report a year-over-year decline in earnings of 12% with an EPS of $1.68 for the quarter ended June 2025, while revenues are projected to increase by 1.4% to $317.15 million [3][12]. Earnings Expectations - The consensus EPS estimate has been revised down by 0.85% over the last 30 days, indicating a bearish sentiment among analysts regarding the company's earnings prospects [4][12]. - The Earnings ESP for Essent Group is -0.30%, suggesting a lower Most Accurate Estimate compared to the Zacks Consensus Estimate, which complicates the prediction of an earnings beat [12]. Historical Performance - In the last reported quarter, Essent Group exceeded the consensus EPS estimate of $1.66 by delivering earnings of $1.69, resulting in a surprise of +1.81% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates two times [14]. Industry Context - In the broader insurance industry, Ambac Financial Group (AMBC) is expected to report a loss of $0.24 per share, reflecting a significant year-over-year decline of 233.3%, with revenues anticipated to drop by 47.1% to $55.59 million [18][19]. - Ambac's consensus EPS estimate has been revised 25% higher recently, leading to a positive Earnings ESP of +12.5%, indicating a likelihood of beating the consensus EPS estimate [19][20].