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KBC Group: KBC remains well-capitalised under 2025 EU-wide EBA stress test
Globenewswireยท2025-08-01 16:10

Core Insights - KBC's fully loaded Common Equity Tier-1 (CET1) ratio is projected to increase from 14.56% at year-end 2024 to 17.22% at year-end 2027 under the base scenario of the 2025 EU-wide stress test [2] - In the adverse scenario, KBC's CET1 ratio is expected to decrease to 11.82% at year-end 2027, which is an improvement compared to the 2023 EBA stress test results [2][3] - The stress test results provide insights into KBC's capital requirements under various economic scenarios, reinforcing the company's strong fundamentals and ability to remain well-capitalized [3][4] Stress Test Overview - The 2025 EU-wide stress test conducted by the European Banking Authority (EBA) does not have a pass-fail threshold but serves as a critical source of information for the supervisory review process (SREP) [4] - The adverse scenario covers a three-year horizon from 2025 to 2027 and is based on a static balance sheet assumption as of December 2024, not accounting for future business strategies [5] - The results will assist authorities in evaluating KBC's capacity to meet prudential requirements under stressed conditions [4][5]