欧洲央行：被选中的银行眼下面临更深入的检查，重点关注其压力测试能力

Core Insights - The European banking sector is undergoing a regulatory assessment that does not categorize banks as pass or fail, but rather uses the results to set individual capital requirements and review banks' plans for maintaining adequate capital reserves [1] - The results of the tests may influence banks' decisions on dividends and buybacks, creating an incentive for banks to submit optimistic forecasts [1] - The European Central Bank (ECB) has warned that if overly optimistic predictions are found, it may conduct on-site inspections of the banks [1] - The ECB has stated that it conducted "short-term on-site visits" as part of its quality assurance process, and selected banks are now subject to more in-depth scrutiny focusing on their stress testing capabilities [1]