央行出手！上海银行，被罚没超2900万！回应来了

Core Viewpoint - Shanghai Bank has been fined over 29 million yuan due to violations of eight business regulations, with 15 responsible individuals also penalized [2][5]. Group 1: Penalties and Violations - Shanghai Bank was fined a total of 28.748 million yuan, which includes the confiscation of illegal gains amounting to 469,519.5 yuan [2][4]. - The violations include breaches of account management regulations, clearing management regulations, anti-counterfeit currency management regulations, and failure to fulfill customer identity verification obligations [4][6]. - The penalties were a result of a comprehensive enforcement inspection conducted by the People's Bank of China in 2021, with the issues occurring between 2020 and 2021 [6]. Group 2: Responsible Individuals - Among the 15 individuals penalized, the former Deputy General Manager of the Operations Management Department, Xu Moubin, received a warning and a fine of 85,000 yuan [5][6]. - The former Assistant General Manager of the Online Finance Department, Tong Mou, was also warned and fined 50,000 yuan [5][6]. - Other involved individuals faced fines ranging from 30,000 yuan to 142,000 yuan [5]. Group 3: Financial Performance - As of the end of Q1 2025, Shanghai Bank's total assets reached 3.271 trillion yuan, an increase of 44.109 billion yuan from the previous period [7]. - The total deposits amounted to 1.763 trillion yuan, while total loans were 1.424 trillion yuan [7]. - The bank reported a revenue of 13.597 billion yuan, a year-on-year increase of 3.85%, and a net profit attributable to shareholders of 6.292 billion yuan, up 2.3% year-on-year [7]. Group 4: Asset Quality - The non-performing loan ratio stood at 1.18%, unchanged from the previous period, while the provision coverage ratio increased by 1.43 percentage points to 271.24% [7]. Group 5: Stock Performance - As of August 1, Shanghai Bank's stock price was 10.27 yuan per share, with a total market capitalization of 145.9 billion yuan [7]. - The stock has seen a year-to-date increase of 14.60% after reaching a historical high on May 19 [7].