6月末普惠小微贷款余额同比增长12.3% 比同期各项贷款增速高5.2个百分点

Core Insights - The balance of inclusive micro loans in China reached 35.6 trillion yuan by the end of June, showing a year-on-year growth of 12.3%, which is 0.1 percentage points higher than the end of the first quarter and 5.2 percentage points higher than the growth rate of all loans during the same period [1] Group 1 - The inclusive micro loans increased by 2.6 trillion yuan in the first half of the year, indicating a significant rise [1] - The weighted average interest rate for newly issued inclusive micro enterprise loans was 3.48% in June, down 12 basis points from March and down 66 basis points from the same period last year [1] - The proportion of inclusive micro credit loans has increased, enhancing financing convenience for small and micro enterprises [1] Group 2 - The People's Bank of China is continuously improving the policy framework and increasing support for small and medium-sized enterprises, especially technology-based SMEs [1] - By the end of June, the balance of loans to technology-based SMEs was 3.5 trillion yuan, with a year-on-year growth of 22.9% [1] - A total of 274,000 technology-based SMEs received loan support, with a loan acquisition rate of 50% [1]