中国人民银行：二季度末我国科技型中小企业获贷率为50%

Group 1 - The People's Bank of China reported that by the end of Q2 2025, 274,000 technology-based SMEs received loan support, with a loan approval rate of 50%, an increase of 3.2 percentage points year-on-year [1] - The loan balance for technology-based SMEs reached 3.46 trillion yuan, representing a year-on-year growth of 22.9%, which is 16.1 percentage points higher than the growth rate of all loans [1] - The report indicated significant support for innovative enterprises, with 266,800 high-tech enterprises receiving loans by the end of Q2, achieving a loan approval rate of 57.6%, up by 1 percentage point from the previous year [1] Group 2 - The loan balance for high-tech enterprises was 18.78 trillion yuan, showing a year-on-year increase of 8.2%, which is 1.4 percentage points higher than the overall loan growth rate [1] - In terms of green loans, the balance of domestic and foreign currency green loans reached 42.39 trillion yuan, growing by 14.4% since the beginning of the year, with an increase of 535 billion yuan in the first half of the year [1] - Specific categories of green loans included 18.75 trillion yuan for infrastructure green upgrades, 8.25 trillion yuan for energy green low-carbon transitions, and 4.95 trillion yuan for ecological protection and restoration [1] Group 3 - By the end of Q2, the balance of real estate loans was 53.33 trillion yuan, reflecting a year-on-year growth of 0.4%, which is 0.6 percentage points higher than the growth rate at the end of the previous year [1] - In the first half of the year, real estate loans increased by 416.6 billion yuan [1]