动动手指就搞定——医保跨省异地就医为参保人保驾护航

Core Insights - The implementation of cross-provincial medical insurance direct settlement is significantly improving convenience for insured individuals, allowing for immediate reimbursement at hospitals without the need for lengthy processes [1][2] - The national medical insurance system has established a robust infrastructure, with over 12.36 billion people using the medical insurance code, facilitating an average of 14.5 million daily settlements [2][4] Group 1: Direct Settlement Benefits - Cross-provincial direct settlement applies to both long-term residents and temporary medical service users, enabling insured individuals to enjoy benefits based on the "medical location directory and insurance location policy" after online registration [2] - The service has benefited over 500 million people during the 14th Five-Year Plan period, reducing out-of-pocket expenses by over 550 billion yuan [2] Group 2: Expansion of Services - The direct settlement for outpatient chronic diseases is expanding, with new conditions added for 2024, including chronic obstructive pulmonary disease and rheumatoid arthritis, enhancing access to necessary treatments [3] - As of the first quarter of 2025, the number of designated medical institutions for outpatient chronic disease direct settlement has reached 74,000, reflecting a growth of 2.62% from the end of 2024 [3] Group 3: Technological Advancements - The National Medical Insurance Service Platform App is continuously improving its features, allowing for online registration and information queries, thus streamlining the process for insured individuals [4] - The integration of services in the Beijing-Tianjin-Hebei region allows for seamless access to medical insurance benefits without the need for additional registration procedures [4]