农发行、广银理财，被罚超千万

Group 1 - The core viewpoint of the article highlights that the Agricultural Development Bank of China and Guangyin Wealth Management have been fined over ten million yuan due to multiple business violations [1][3] - The Agricultural Development Bank was fined 10.2 million yuan for issues such as non-compliant credit fund allocation and inadequate post-loan management, marking a rare instance of a fine exceeding ten million yuan for the bank [3][4] - Guangyin Wealth Management faced a total penalty of 11.6 million yuan, which includes the confiscation of illegal gains amounting to 1.9494 million yuan and a fine of 9.6494 million yuan for irregular investment operations and poor data management [3][4] Group 2 - The regulatory environment has become increasingly stringent, with the National Financial Supervision Administration emphasizing "strong regulation" as a key focus for the year [4][5] - In 2023, there has been a noticeable increase in large fines exceeding one million yuan, indicating a trend towards harsher penalties for financial institutions [5] - Recent revisions to regulatory measures have expanded the scope of oversight to include all financial institutions, reflecting a comprehensive approach to financial regulation [5]