6月末普惠小微贷款余额同比增长12.3%

Core Insights - The People's Bank of China reported that as of the end of June, the balance of inclusive micro and small loans reached 35.6 trillion yuan, reflecting a year-on-year growth of 12.3%, which is 5.2 percentage points higher than the growth rate of all loans during the same period [1] Group 1 - The increase in inclusive micro and small loans in the first half of the year was 2.6 trillion yuan, indicating a significant rise [1] - The weighted average interest rate for newly issued inclusive micro and small enterprise loans in June was 3.48%, down 12 basis points from March and down 66 basis points from the same period last year [1] - The proportion of credit loans within inclusive micro and small loans increased to nearly 30%, up 0.7 percentage points from the end of the previous quarter, enhancing financing convenience [1] Group 2 - The People's Bank of China is continuously improving the policy framework to increase support for small and medium-sized enterprises, particularly technology-based SMEs [1] - As of the end of June, the balance of loans to technology-based SMEs reached 3.5 trillion yuan, with a year-on-year growth of 22.9% [1] - A total of 274,000 technology-based SMEs received loan support, with a loan acquisition rate of 50% [1]