九载深耕 科学打造理财方案——访汇丰晋信基金吴培文

Core Viewpoint - The public mutual fund industry plays a crucial role in enabling the public to share in the economic development through effective investment strategies that are scientifically grounded rather than relying solely on individual artistry or celebrity effects [3][5]. Group 1: Investment Philosophy - Investment is a blend of science and art, but for public products, a strong credit foundation is essential, which should be based on scientific principles rather than personal flair [5][6]. - The investment approach focuses on identifying underpriced companies, which can be categorized into two types: high-quality companies in growth sectors and companies facing market biases [8][10]. - The investment strategy emphasizes a diversified portfolio to mitigate non-systematic risks, akin to driving a bus rather than a race car, prioritizing safety and steady progress [9]. Group 2: Market Insights - There is optimism regarding the investment value of Chinese assets, driven by high-quality economic development and advancements in various sectors such as automotive, semiconductors, and AI [10]. - The emergence of significant technological innovations is seen as a precursor to a new Kondratiev wave, which historically creates substantial wealth opportunities, particularly in technology sectors [10]. Group 3: Professional Responsibility - The role of a fund manager should be respected similarly to that of a doctor or lawyer, emphasizing the importance of long-term trust and sustainable investment strategies over short-term performance metrics [4][5]. - The focus is on creating a reliable and explainable investment plan that allows investors to benefit from China's economic growth, rather than seeking personal accolades or rankings [4][5].