Zheng Quan Ri Bao Zhi Sheng·2025-08-03 15:13Core Insights - The introduction of the "Enterprise Safety Insurance" (企安保) by China Life's Wenzhou branch has been recognized as a significant initiative in the local insurance industry, providing essential coverage for employees in private enterprises [1][2] - The insurance program aims to mitigate risks for small and micro enterprises, which often struggle with financial stability in the event of employee accidents [2][3] Group 1: Insurance Product Overview - The "Enterprise Safety Insurance" provides comprehensive coverage for various risks, including accidental death, disability, medical expenses, and hospitalization allowances [2] - As of June 2023, the program has insured 11,288 companies and provided risk coverage for 318,500 employees, with a total insured amount reaching 2,659.46 billion [1] Group 2: Market Demand and Innovation - The product was designed to address market pain points, particularly for new and transient workers in Wenzhou's private sector, where accident rates are higher [2] - The launch of the "Enterprise Safety Insurance" cloud assistant platform enhances customer experience by simplifying the insurance process, allowing for online policy creation, payment, and issuance [2] Group 3: Community Engagement and Service - The company actively engages with local communities and enterprises to promote the insurance program, ensuring that it reaches all potential clients [3] - A "green channel" for claims has been established to expedite the claims process, ensuring that eligible claims are processed quickly and efficiently [3]