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权益类银行理财表现亮眼 今年以来43只年化收益率为正
Zheng Quan Ri Bao·2025-08-03 16:13

Core Viewpoint - The performance of equity bank wealth management products has been outstanding this year, with a significant number of products achieving positive annualized returns, driven by a strong capital market and supportive policies [1][2][3]. Group 1: Performance of Equity Wealth Management Products - As of August 3, 2023, out of 46 publicly offered equity wealth management products, 43 have positive annualized returns, representing a 93.48% success rate [2]. - Among the profitable products, 17 have returns exceeding 10%, accounting for 39.53% of the total [2]. - The top-performing product, "Tiangong Rikai 6 (Microplate Growth Low Volatility Index)," managed by Huaxia Wealth Management, achieved a remarkable annual return of 30.51% [2]. Group 2: Market Trends and Future Outlook - The overall market for bank wealth management products reached a scale of 30.67 trillion yuan by the end of June 2025, with fixed income products dominating at 29.81 trillion yuan [4]. - Despite the strong performance of equity products, their market share remains low, with equity products only accounting for 0.07 trillion yuan [4]. - Industry experts predict a gradual expansion of equity wealth management products, driven by policy support and improved market conditions [5]. Group 3: Investment Strategies and Recommendations - The current low interest rates on bonds are expected to lead to a shift in investor preference towards equity assets, enhancing the appeal of equity wealth management products [3][5]. - Financial institutions are encouraged to strengthen their research capabilities and innovate product offerings to meet evolving market demands [4][5]. - A strategic approach to investment is recommended, including assessing risk tolerance and diversifying asset allocation based on investment horizons [6].