港澳代理见证开户 扩至大湾区全域

Core Insights - The agent witnessing account opening service for Hong Kong and Macau residents has achieved full coverage in the Guangdong-Hong Kong-Macao Greater Bay Area, allowing eligible residents to open bank accounts in mainland China without traveling there [1][2] - The People's Bank of China Guangdong Branch initiated a pilot program in 2019, enabling Hong Kong and Macau residents to apply for personal bank accounts directly at designated banks in Hong Kong and Macau [1] - As of June 2025, a total of 472,000 personal bank accounts have been opened, with transaction amounts exceeding 40 billion yuan [1] Group 1 - The service expansion includes six additional cities: Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen, and Zhaoqing, achieving full coverage of the Greater Bay Area [2] - On the day the service upgrade was implemented, there was immediate activity with Hong Kong and Macau residents utilizing the service at designated China Bank outlets [2] - Residents only need to present their permanent resident ID and travel permit to open accounts at the designated witnessing outlets [2] Group 2 - Recent innovations in payment systems, such as the unified currency settlement account and cross-border applications for electronic wallets, have been implemented to meet the seamless payment service needs of Hong Kong and Macau residents [2] - The People's Bank of China Guangdong Branch plans to continue promoting innovative cooperation in the payment sector, enhancing the breadth and depth of payment services for Hong Kong and Macau residents [2]