Core Points - The agent witness account opening service for Hong Kong and Macau residents has achieved full coverage in the Guangdong-Hong Kong-Macao Greater Bay Area, allowing eligible residents to open bank accounts in mainland China without visiting in person [1][2] - The People's Bank of China Guangdong Branch initiated a pilot program in 2019, enabling Hong Kong and Macau residents to apply for personal bank accounts directly at designated banks in Hong Kong and Macau, facilitating easier access to mainland payment services [1] - As of June 2025, a total of 472,000 personal bank accounts have been opened, with transaction amounts exceeding 40 billion yuan [1] Group 1 - The expansion of the agent witness account opening service to six additional cities in the Greater Bay Area, including Foshan, Huizhou, Dongguan, Zhongshan, Jiangmen, and Zhaoqing, has been implemented, achieving full coverage of mainland cities in the region [2] - The service upgrade has been positively received, with immediate transactions reported on the first day of the new policy, indicating strong demand from Hong Kong and Macau residents [2] - Recent innovations in payment systems, such as the unified bank settlement account system and cross-border applications for electronic wallets, have been implemented to meet the seamless payment service needs of Hong Kong and Macau residents [2]
港澳代理见证开户扩至大湾区全域