广银理财涉多项违规被罚千万，存续产品规模超千亿元

Core Viewpoint - Guangyin Wealth Management has been penalized for multiple violations including irregular investment operations and inadequate data management, resulting in a total fine of 11.5988 million yuan [2][3][4]. Financial Performance - In 2024, Guangyin Wealth Management achieved a revenue of 512 million yuan and a net profit of 279 million yuan, representing year-on-year growth of 19.6% and 26.2% respectively [6]. - As of the end of 2024, the company's existing product scale was 182.37 billion yuan, ranking 23rd among 31 bank wealth management subsidiaries [6]. - By mid-2025, the existing product scale decreased to 174.31 billion yuan, a reduction of 8.06 billion yuan or 4.4% compared to the beginning of the year [6]. Regulatory Actions - The financial regulatory authority disclosed that Guangyin Wealth Management was penalized for non-compliance in investment operations, data management, and timely information registration, leading to a confiscation of illegal gains of 1.9494 million yuan and a fine of 9.6494 million yuan [3][4]. - Since 2025, the regulatory authority has issued three fines to bank wealth management subsidiaries, with total penalties exceeding 41.999 million yuan, indicating an increase in enforcement actions [4]. Company Response - Guangyin Wealth Management has expressed its commitment to addressing regulatory feedback and enhancing internal control and compliance management [5]. - The company plans to strengthen its investment operation management and improve its professional research capabilities [5].