广东首创“工业废水指标挂钩贷” 破解绿色转型难题

Core Viewpoint - Dongguan has introduced an innovative model for the centralized treatment of "scattered industrial wastewater," linking financial incentives to environmental performance, which aims to support small and medium-sized manufacturing enterprises in managing wastewater effectively [1][2]. Group 1: Innovative Wastewater Management - Dongguan has created the concept of "scattered industrial wastewater" and established a centralized treatment model, becoming the first in the country to do so [1][2]. - The city has implemented management regulations and introduced the first "scattered industrial wastewater index data-linked loan" in the nation, connecting wastewater treatment performance with bank credit limits and interest rates [1][2]. Group 2: Financial Support Mechanism - Under the guidance of the People's Bank of China, Dongguan Rural Commercial Bank has executed the first loan linked to scattered industrial wastewater indicators, promoting a model that combines governance, management regulations, and financing products [2]. - The initiative has led to the establishment of six scattered industrial wastewater treatment units, serving nearly 20,000 enterprises [2]. Group 3: Case Study of Benefiting Enterprises - Hai Xin Company, a technology-driven manufacturer, received a loan of 50 million yuan linked to its wastewater treatment performance, reducing financing costs and enhancing its competitiveness in international markets [3]. - Hua Bao Company, a local wastewater treatment center, processed 85,000 tons of wastewater annually and benefited from a loan of 1 million yuan, with a total credit of over 30 million yuan and a 20 basis points interest rate reduction [3]. Group 4: Future Developments - The People's Bank of China in Guangdong plans to further refine and promote the financing support model, integrating central bank re-loans with the wastewater index-linked loan product to assist more small and medium-sized enterprises in green development [3].