宁通信B: 关于中国电子科技财务有限公司的风险持续评估报告

Core Viewpoint - The report evaluates the operational qualifications, business, and risk status of China Electronics Technology Finance Co., Ltd., confirming its compliance with regulatory requirements and effective internal control systems [1][9]. Group 1: Company Overview - China Electronics Technology Finance Co., Ltd. is a non-bank financial institution approved by the National Financial Supervision Administration, with a registered capital of 580 million RMB and established on December 14, 2012 [1]. - The company operates under a financial license and is subject to supervision by the National Financial Supervision Administration [1]. Group 2: Internal Control and Risk Management - The company has established a comprehensive internal control system with 13 categories and 191 items of regulations to ensure effective management and compliance [8]. - It has a structured governance framework including a board of directors and various committees to oversee risk management and internal controls [2]. - Risk assessment and management are conducted through a series of internal control systems tailored to different business operations [2][5]. Group 3: Financial Management - As of June 30, 2025, the total assets of the finance company amounted to 89.495 billion RMB, with a loan balance of 0.7 billion RMB and a deposit balance of 0.95 billion RMB [9]. - The company adheres to strict asset-liability ratio requirements and maintains a capital adequacy ratio above the minimum regulatory standards [9]. Group 4: Compliance and Operational Status - The finance company operates in compliance with national financial regulations and has not been found in violation of any regulatory requirements [9]. - The operational status is reported as good, with all business activities conducted in accordance with internal control systems and regulatory guidelines [9].