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掘金海外!支付机构瞄准欧美、东南亚
Guo Ji Jin Rong Bao·2025-08-04 17:18

Core Insights - The article highlights the increasing trend of payment institutions obtaining overseas licenses to expand their operations in international markets [2][4][7] - Companies like YeahPay Japan and PingPong are leading this movement by securing important payment licenses in Japan and the UAE, respectively [2][4][6] Company Developments - YeahPay Japan has received approval from Japan's Ministry of Economy, Trade and Industry to conduct online and offline QR code payment processing [4] - PingPong has announced it has obtained payment licenses from both the Central Bank of Malaysia and the Central Bank of the UAE, making it the first Chinese third-party payment institution to hold these licenses [4][6] - Airwallex has successfully acquired a payment license from Brazil's central bank and completed a strategic acquisition of MexPago in Mexico, enhancing its presence in Latin America [5] Industry Trends - There is a notable shift among payment institutions towards international expansion due to increasing domestic competition and higher profit margins in cross-border payments [2][7] - Industry experts suggest that obtaining licenses in core markets such as Europe, Southeast Asia, and the Middle East is crucial for building competitive advantages and ensuring compliance [8] - The article emphasizes the importance of localizing operations by establishing subsidiaries and collaborating with local financial institutions to mitigate political risks [8]