Prnewswireยท2025-08-04 21:44Financial Performance - Banco Latinoamericano de Comercio Exterior, S.A. (Bladex) reported a net profit of $64.2 million for 2Q25, representing a 28% year-over-year increase, and $115.9 million for 6M25, a 14% increase year-over-year [5] - Net Interest Income (NII) reached a record-high of $67.7 million in 2Q25 (+8% YoY) and $133.0 million in 6M25 (+6% YoY), driven by higher average business volumes and margin stability [5] - Total revenues for 2Q25 were $90.0 million, up from $75.0 million in 2Q24, and $168.0 million for 6M25, compared to $147.6 million for 6M24 [4][5] Efficiency and Profitability - The Bank's Efficiency Ratio improved to 23.1% for 2Q25 and 24.9% for 6M25, as revenue growth outpaced ongoing investments in technology and modernization [5] - Annualized Return on Equity (ROE) increased to 18.5% in 2Q25 (+222bps YoY) and 17.0% in 6M25 (+47bps YoY), reflecting stronger income growth and effective strategy execution [5][6] Credit and Asset Quality - The Credit Portfolio reached an all-time high of $12,182 million as of June 30, 2025, an 18% increase year-over-year, with the Commercial Portfolio also peaking at $10,819 million [5][6] - The Bank maintained healthy asset quality, with 97.9% of the credit portfolio classified as low risk or Stage 1, and impaired credits totaling only $19 million, or 0.2% of the total Credit Portfolio [5][6] Liquidity and Capital Adequacy - Bladex reported a strong liquidity position of $1,959 million, representing 15.5% of total assets, primarily consisting of deposits with the Federal Reserve Bank of New York [5][6] - The Bank's Tier 1 Capital and Regulatory Capital Adequacy Ratios stood at 15.0% and 13.9%, respectively, indicating strong earnings generation within the Bank's risk appetite [5][6] Recent Developments - Moody's, S&P, and Fitch Ratings affirmed Bladex's credit ratings, with stable outlooks, reflecting the Bank's solid financial position and credit quality [7][8]