PRA Group (PRAA) Q2 Earnings and Revenues Beat Estimates

Core Viewpoint - PRA Group reported quarterly earnings of $1.08 per share, significantly exceeding the Zacks Consensus Estimate of $0.62 per share, and showing an increase from $0.54 per share a year ago, representing an earnings surprise of +74.19% [1][2] Financial Performance - The company posted revenues of $287.69 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 4.24%, and showing an increase from $284.23 million year-over-year [2] - Over the last four quarters, PRA Group has exceeded consensus EPS estimates three times and has topped consensus revenue estimates three times as well [2] Stock Performance and Outlook - PRA Group shares have declined approximately 27.9% since the beginning of the year, contrasting with the S&P 500's gain of 6.1% [3] - The current consensus EPS estimate for the upcoming quarter is $0.44 on revenues of $284.66 million, and for the current fiscal year, it is $1.75 on revenues of $1.12 billion [7] Industry Context - The Financial - Miscellaneous Services industry, to which PRA Group belongs, is currently ranked in the top 23% of over 250 Zacks industries, indicating a favorable outlook compared to lower-ranked industries [8]