Jin Rong Shi Bao·2025-08-05 02:35Core Insights - The rapid development of the artificial intelligence (AI) industry is creating significant financing demands, transitioning financial support for technological innovation from mere funding supply to deeper ecological co-construction and value co-creation, injecting strong momentum into global competition in the AI sector [1] Financing Landscape - The financing coverage for the AI industry has significantly improved, with institutions like Bank of China providing tailored credit solutions that boost enterprise confidence and enable them to take on more long-term orders [2] - In Anhui province, there are currently 894 AI enterprises and 12,000 related companies, indicating a robust growth in the AI sector [2] - There is a noted lack of systematic, holistic, and collaborative financial services in the AI field, with different financial institutions often working in silos, failing to meet the overall development needs of the industry [2] Innovative Financial Solutions - To address financing challenges, regions like Anhui are exploring innovative financial development strategies, including comprehensive financial support plans that cover all elements of the industry chain [3] - Bank of China plans to provide no less than 1.5 trillion yuan in specialized financial support for the AI industry chain in Anhui from 2025 to 2029, with at least 1 trillion yuan earmarked for Hefei city [3] Product and Service Innovation - The banking sector is forming a systematic approach to support the AI industry, with initiatives like the "AI High-Quality Development Financial Action Plan" aiming to provide over 100 billion yuan in comprehensive financial services over the next five years [4] - AI enterprises face unique challenges in financing, including difficulties in asset collateralization, technology valuation, and risk control [4] Expert Opinions - Experts emphasize the need for banks to enhance financial product and service innovation tailored to the specific needs of different segments within the AI industry chain [5] Technology Innovation Bonds - The People's Bank of China is promoting the construction of a "technology board" in the bond market and expanding the issuance of technology innovation bonds, with over 20 billion yuan issued in Shenzhen alone [7] - The participation of various banks in the issuance of technology innovation bonds is broadening financing channels for private technology enterprises and directing funds towards strategic emerging industries like AI [8]