Qi Lu Wan Bao·2025-08-05 07:06Core Insights - The company emphasizes its commitment to providing inclusive insurance products that are accessible, affordable, and sustainable, aiming to create a new ecosystem of inclusive insurance in Yantai [1][10] - The company has provided risk protection exceeding 547.9 billion yuan and served over 6.5 million clients, demonstrating its role as a stabilizer in the economy and society [1][10] Group 1: Health Insurance Initiatives - The company has integrated deeply into the local health security system, covering 311,200 individuals and providing risk protection exceeding 1 trillion yuan over three years [2] - The company offers a range of services including accident and medical coverage for low-income families and disabled individuals, ensuring that no one is left behind in health protection [2] - Innovations such as dynamic optimization of critical illness drug lists and reduced deductibles have improved accessibility to essential medications and reduced financial burdens on families [2] Group 2: Digital Transformation and Emergency Response - The company has launched "e-diagnosis insurance" to enhance medical coverage through digital transformation, utilizing smart systems and big data [3] - It has implemented a rapid response chain for road traffic accidents, providing timely financial assistance and ensuring the safety and health of the public [3] Group 3: Support for Vulnerable Groups - The company has introduced wage payment guarantee insurance for migrant workers, which has been recognized by various local departments and has released 130 million yuan in guarantee funds for construction enterprises [4] - The "Hui Jun Bao" program for veterans has provided risk protection of 414.3 billion yuan, covering over 315,600 individuals, and has become a national model for veteran care [5] Group 4: Support for Small and Micro Enterprises - The company has enhanced its service mechanisms for small and micro enterprises, providing innovative insurance products that alleviate financial pressures and improve cash flow management [7][8] - The "Ti Fang Bao" product has significantly reduced financing cycles for small enterprises, facilitating 290 million yuan in financing for 352 businesses [8] Group 5: Trade and Economic Support - The company has tailored domestic trade credit insurance for foreign trade enterprises, helping them manage accounts receivable risks and improving cash flow through guarantee insurance [9] - The company has developed comprehensive insurance products for small businesses in retail and catering, providing risk protection of 659 million yuan for 867 enterprises [9] Group 6: Future Outlook - The company aims to deepen its commitment to inclusive finance, focusing on technological innovation and comprehensive service models to meet diverse insurance needs [10]