广东落地“零散工业废水指标数据挂钩贷”

Core Viewpoint - The People's Bank of China (PBOC) Dongguan Branch has introduced a "scattered industrial wastewater index-linked loan" to address financing challenges for enterprises involved in the treatment of scattered industrial wastewater, facilitating their green transformation [1][2]. Group 1: Industry Overview - Dongguan, a manufacturing hub in Guangdong, has a high number of small and medium-sized enterprises (SMEs) generating scattered industrial wastewater, which poses significant environmental challenges [1]. - The city has established six centralized treatment facilities for scattered industrial wastewater, enabling nearly 20,000 enterprises to have their wastewater processed collectively [1]. Group 2: Financing Mechanism - The new loan product links the amount of wastewater processed by enterprises to their credit limits and interest rates, incentivizing better wastewater management practices [2]. - An example includes a Dongguan company that generates approximately 3,000 tons of wastewater monthly and received a loan of 50 million yuan based on its wastewater management data [2]. - The more wastewater an enterprise processes, the better its performance on the wastewater index, leading to higher credit limits and interest rate discounts [2]. Group 3: Support for SMEs - The PBOC Guangdong Branch aims to enhance and promote a financing support model that combines central bank re-lending with the new loan product and risk compensation, targeting more SMEs involved in both generating and treating scattered industrial wastewater [2].