经济日报：绝不允许“职业背债”蔓延

Group 1 - The emergence of the "professional debt bearer" scam has led to significant consumer distress, prompting the National Financial Supervision Administration to issue a risk warning [1] - "Professional debt bearing" involves individuals selling their personal credit to take on debts for others in exchange for high profits, which fundamentally constitutes fraud and threatens the financial credit system [1] - Individuals who become "professional debt bearers" face substantial debts and potential legal repercussions, including charges of fraud and money laundering, if they are unable to repay [1] Group 2 - The black industrial chain behind "professional debt bearers" poses risks to national financial security and directly impacts the welfare of vulnerable groups, often those with low income and no social security [2] - The inability of these individuals to repay debts can lead to a significant increase in non-performing loans, which in turn restricts access to credit for those who genuinely need it, damaging the overall health of the social credit system [2] - To combat the proliferation of "professional debt" illegal activities, there is a need for stringent measures against the black and gray industries, increasing the costs of illegal activities for all involved parties [2]