

Core Viewpoint - Everbright Bank is actively implementing policies to boost consumption and develop consumer finance as directed by relevant authorities, following the State Council's recent initiatives [1] Group 1: Policy Implementation - The bank is organizing the implementation of personal consumption loan interest subsidy policies and service industry loan interest subsidy policies as announced in the State Council's meeting on July 31 [1] - Efforts will be made to optimize financial services and guarantee measures, simplifying procedures to ensure the policies are effectively and promptly executed [1] Group 2: Risk Management - The bank emphasizes strict supervision to enhance the efficiency of fund utilization and mitigate risks associated with consumer finance lending [1] - This response marks Everbright Bank as the first joint-stock bank to act on the new policies following the recent actions of major state-owned banks [1]