Zhong Guo Jin Rong Xin Xi Wang·2025-08-06 06:50Group 1: Core Insights - The Industrial and Commercial Bank of China (ICBC) Beihai Branch focuses on supporting the "happiness industry," which includes health, cultural tourism, and elderly care, with a loan balance increase of over 120 million yuan and a growth rate of 23% by June 2025 [1] - The bank actively supports the regional healthcare system by providing working capital loans to public hospitals for purchasing medical supplies, resulting in an 85% increase in healthcare-related loans by June 2025 [1] Group 2: Cultural Tourism - The ICBC Beihai Branch is enhancing the cultural tourism sector by supporting core scenic area construction, including project loans for infrastructure upgrades and smart tourism initiatives, leading to a 19.87% year-on-year increase in cultural tourism loans by June 2025 [2] - The bank's credit team provides timely working capital loans to travel agencies and hospitality businesses during peak tourism seasons, ensuring operational liquidity [2] Group 3: Elderly Care Finance - The ICBC Beihai Branch is strengthening its elderly care financial services by promoting personal pension accounts and offering diverse financial products tailored to different needs, while also enhancing service environments for the elderly [3] - The bank collaborates with local tourism groups to support key elderly care projects, aiming to expand the breadth and depth of elderly financial services [3]