农业银行赤峰分行农户贷款余额突破200亿元

Core Insights - Agricultural Bank of China Chifeng Branch has effectively implemented the central rural work conference spirit, increasing rural financial supply to support high-quality agricultural development in Chifeng City [1] Group 1: Loan Growth and Ranking - As of the end of July, the loan balance for farmers reached 20.02 billion yuan, with a net increase of 3.43 billion yuan since the beginning of the year, ranking first among peers in Chifeng [1] Group 2: Strategic Measures - The bank has established a 24-character work measure focusing on "targeted operations, industry leadership, stable growth, whole-village services, integration of party building, and risk prevention" to promote steady development of farmer credit business [1] Group 3: Coverage and Support - By the end of July, the loan coverage rate for administrative villages in Chifeng City reached 97.2%, an increase of 9.2 percentage points since the beginning of the year [1] - The bank collaborates with government departments, supply and marketing cooperatives, and agricultural industry organizations to provide loan support to farmers in industries such as grain operation and meat processing [1] Group 4: Credit and Risk Management - The bank employs a "Party Building + Credit Village" model to assess credit villages and users, offering policy support in terms of interest rates and loan limits to better meet farmers' financing needs [1] - Emphasis is placed on risk prevention through strict credit access reviews and effective management of existing loans to ensure the safety of credit assets [1]