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揭秘非法代理维权黑灰产:一条寄生投顾业的“吸血链条”
Shang Hai Zheng Quan Bao·2025-08-06 18:33

Core Viewpoint - The article highlights the emergence of illegal "proxy rights protection" activities in the securities investment consulting industry, which exploit investor anxiety and result in significant financial losses for both investors and legitimate firms [1][5][6]. Group 1: Illegal Activities and Impact - The illegal proxy rights protection industry has been identified as a significant threat to the securities investment consulting sector, with malicious refund claims accounting for 30% to 40% of total refunds [4]. - The scale of the illegal proxy rights protection industry is projected to reach 384 million yuan in 2024, based on calculations of refund performance [4]. - The average refund rate for investment consulting firms in Shanghai is reported to be between 20% and 25%, significantly higher than the national average, indicating a severe impact on the local market [6]. Group 2: Mechanisms of Operation - Illegal proxy rights protection teams utilize various methods to acquire client information, including purchasing data from overseas social apps and dark web markets [3]. - These teams employ AI-generated videos and social media strategies to attract clients, often leading to malicious complaints against legitimate firms [2][3]. - Once clients are acquired, these teams create fabricated success stories to manipulate investor emotions and pressure firms into issuing refunds [3][5]. Group 3: Regulatory Challenges - The current legal framework lacks sufficient deterrents against illegal proxy rights protection, as many cases do not meet the criteria for charges such as extortion [8]. - The complexity of the criminal networks involved, along with their ability to quickly adapt and evade law enforcement, poses significant challenges for regulatory bodies [7][9]. - The rise of these illegal activities has led to a notable increase in financial complaints, with a reported 13.4% year-on-year growth in financial-related complaints received by consumer associations [6]. Group 4: Industry Response and Recommendations - The establishment of the "Alliance Against Malicious Rights Protection in the Securities Sector" aims to enhance cooperation among firms and law enforcement to combat these illegal activities [9]. - Industry experts suggest that investment consulting firms need to recalibrate their value propositions, focusing on compliance and service delivery to regain investor trust [10][11]. - Recommendations include implementing stricter internal controls, utilizing technology to monitor compliance, and enhancing service offerings to reduce the appeal of illegal proxy rights protection [10][11].