Open Lending (LPRO) Lags Q2 Earnings Estimates

Core Viewpoint - Open Lending (LPRO) reported quarterly earnings of $0.01 per share, missing the Zacks Consensus Estimate of $0.02 per share, representing a 50% earnings surprise [1] - The company posted revenues of $25.31 million for the quarter ended June 2025, exceeding the Zacks Consensus Estimate by 8.32%, but down from $26.73 million a year ago [2] Financial Performance - Open Lending has not surpassed consensus EPS estimates over the last four quarters [2] - The company has topped consensus revenue estimates only once in the past four quarters [2] - The current consensus EPS estimate for the upcoming quarter is $0.02 on revenues of $23.75 million, and $0.07 on revenues of $95.9 million for the current fiscal year [7] Stock Performance - Open Lending shares have declined approximately 64.5% since the beginning of the year, contrasting with the S&P 500's gain of 7.1% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Industry Outlook - The Financial - Consumer Loans industry is currently in the bottom 40% of over 250 Zacks industries, which may negatively impact stock performance [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, suggesting that industry outlook can materially affect stock performance [5][8]