American International Group (AIG) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - American International Group (AIG) reported a revenue of $6.84 billion for the quarter ended June 2025, marking a year-over-year increase of 3% and a surprise of +0.29% over the Zacks Consensus Estimate of $6.82 billion [1] - The earnings per share (EPS) for the same period was $1.81, compared to $1.16 a year ago, resulting in an EPS surprise of +14.56% against the consensus estimate of $1.58 [1] Financial Performance Metrics - General Insurance combined ratio was reported at 89.3%, better than the four-analyst average estimate of 90.4% [4] - General Insurance expense ratio was 31%, slightly above the four-analyst average estimate of 30.8% [4] - General Insurance loss ratio stood at 58.3%, outperforming the four-analyst average estimate of 59.6% [4] - Net premiums earned in General Insurance were $5.88 billion, below the $5.96 billion average estimate, but represented a year-over-year change of +2.2% [4] - Net investment income for General Insurance was $871 million, exceeding the average estimate of $784.38 million, with a year-over-year increase of +16.8% [4] - Total net investment income was reported at $1.47 billion, significantly higher than the three-analyst average estimate of $946.23 million, reflecting a year-over-year change of +48.1% [4] Stock Performance - AIG shares have returned -5.7% over the past month, contrasting with the Zacks S&P 500 composite's +0.5% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]