金融“活水”精准浇灌千企万户

Group 1 - The province has focused on guiding financial institutions to actively support small and micro enterprises, resulting in a total of 1.29 million small and micro enterprises identified with financing needs and a credit issuance of 208.7 billion yuan, with 165 billion yuan disbursed as loans [1] - As of June this year, the balance of inclusive small and micro loans in the province reached 473.1 billion yuan, representing a year-on-year growth of 21.5%, which is 8 percentage points higher than the beginning of the year and exceeds the national growth rate of 9.2% [1] - The province has established working groups to enhance support for key industries and regions, particularly focusing on foreign trade and private enterprises, with 11 key support measures proposed for financing in the foreign trade sector [1] Group 2 - The province has introduced 17 measures to improve the financing connection for private enterprises, focusing on enhancing the quality of outreach, innovating financial products, implementing credit support policies, and solidifying service guarantees [2] - An online financial product supermarket has been established to facilitate enterprises in understanding various credit products offered by financial institutions [2] - A unified online platform for financing needs has been created, allowing enterprises to submit their information and financing requests through a streamlined process [2] Group 3 - The province is building a unified financing credit service system, collecting over 1.15 million credit information records and achieving over 6.5 million queries on the "Credit Liaoning" website [3] - The provincial tax bureau has integrated tax credit evaluation results into the credit loan mechanism, allowing tax credit to replace traditional collateral, thus promoting low-cost credit [3] - In the first half of this year, the "Bank-Tax Interaction" initiative facilitated 28,000 loans for trustworthy enterprises, amounting to 37.7 billion yuan [3] Group 4 - The province has guided banks to streamline and eliminate unreasonable restrictions in credit approval processes for private and small enterprises, delegating credit approval authority to grassroots institutions to enhance efficiency [4] - The policy for non-repayment renewal loans has been expanded to include all small and micro enterprises, allowing eligible borrowers facing temporary financial difficulties to apply for renewal support [4] - In the first half of this year, the total amount of non-repayment renewal loans issued by banks reached 99.23 billion yuan, benefiting over 43,000 borrowers [4]